Wednesday, February 15, 2017

RightFitPlans.com Medicare Insurance Plan Online Enrollment Platform

RightFitPlans.com, (Agents Legacy Group, LLC), recently launched a self-service, no cost, Do It Yourself Medicare enrollment platform for seniors. They currently serve Texas, Oklahoma, Colorado and New Mexico. Seniors can now compare, choose and enroll in Medicare insurance plans online without having to be tech savvy. Seniors eligible for Medicare may now enroll from wherever and whenever, (with a valid enrollment period), it is convenient for them. Using a home computer, tablet or phone they are now just a click away from enrolling in a Medicare insurance plan.

Medicare Supplement and Medicare Advantage Plans are necessary policies for seniors to consider. By helping policyholders pay for the various “gaps” (coinsurance fees, copayments, and deductibles) found in Original Medicare, a Medigap or a Medicare Advantage policy allows seniors to manage and secure their finances in a much more organized and cost conscious manner. Senior citizens now have the ability to educate themselves on the RightFitPlans.com enrollment system. Unlike most Medicare plan comparison sights their platform not only lets you compare and chose a plan, but, it also lets you fluidly enroll online in that plan as well.

By comparing Medicare Insurance plans and rates, seniors can find which insurance plan is the “right fit” plan for them. Rightfitplans.com is a Bedford Texas company that has launched an online platform to provide seniors with a way to do plan by plan comparisons, including prescription drugs, of Medicare insurance plans. This includes Medicare Advantage, Medigap, and Prescription Drug Plans. The website was designed to empower seniors by informing them of their options to go along with Medicare. This includes plans, pricing, and online enrollment.

Rightfitplans.com helps seniors find the “right fit” Medicare insurance plan for their lifestyle and budget. This Medicare plan will be responsible for helping them with their medical bills and medication costs. Senior citizens are more likely to have higher medical and medication costs. With those high costs comes the importance of making an informed decision. If they were to choose the wrong plan, it could potentially cost them hundreds or even thousands of dollars more a year. Choosing the plan that is the “right fit” will ultimately not just benefit their health but also their pocketbook as well.

Their plan comparison website makes it so easy to read and compare, it is easily understood. This makes their website better than competing sites and presents the information on the various rates and plan choices in a simple manner. Seniors can even compare plans and rates without having to make an account. There is no need to worry about them contacting you without your permission and they will not give out your information to anyone else. Clients using RightFitPlans.com online enrollment platform can be their own agent.

Rightfitplans.com is there to assist by providing seniors with relevant and updated Medicare insurance plans and pricing. Along the way, if someone needs assistance they have experienced, licensed, Agents standing by on the phones. These professional Agents will help, guide and answer any questions a client has. If a client prefers to enroll the old fashioned paper and ink way, with their permission, they will go over the information over the phone and mail out an enrollment kit with directions and a return addressed postage paid envelope. They are just a toll-free phone call away.

Again, all these services are provided to seniors at no cost. The insurance carriers compensate them when someone enrolls in a plan they offer.

For Medicare insurance plan inquiries, pricing, and enrollment visit rightfitplans.com or call toll-free (888) 457-1794.



Sonia Ashford
817-689-3536


Sonia Ashford is an Independent Insurance Agent in the Medicare field and has delivered hundreds of speeches about turning 65, Medicare Advantage Plans and Medicare Supplement Insurance Plans to consumers in Tarrant, Dallas & surrounding counties. A respected agent within the Medicare Insurance industry, she is the owner of Ashford Insurance Services, LLC and a Managing Member of Agents Legacy Group, LLC. Visit Sonia's agency website: http://ashfordinsuranceservices.com to learn more about how she can help you with your Medicare decisions. Visit RightFitPlans.com to compare, select and enroll in Medicare Insurance Plans. 


Monday, January 30, 2017

Why not a Medicare Supplement Plan D?

Why not Plan D?

All the talk these days about the Cadillac of Medicare Supplements Plan F and it's comparable little brother Plan G, but what about their cousin the economical Plan D? Plan D has Great Medicare Supplement coverage with affordable rates and is certainly worth considering.  
      
Medicare Supplement Plan D is an underutilized option that many seniors don't know enough about to even consider.  So, here are some highlights:

Lower rates and household premium discount available with some carriers.

The only difference between Plan D and Plan G is the Part B excess charges.

There are almost no Part B excess charges if the provider accepts Medicare assignment.

96% of providers who provide Medicare-covered services accept Medicare assignment.

99% of all Medicare-covered services are paid on assignment.*

It is EASY to confirm if your providers accept Medicare Assignment, go here: https://www.medicare.gov/physiciancompare/search.html

So, maybe it's time to consider a less expensive alternative.

Source: http://kff.org/medicare/issue-brief/paying-a-visit-to-the-doctor-current-financial-protections-for-medicare-patients-when-receiving-physician-services/

Medicare Supplement Comparison Chart:



Source: https://www.medicare.gov/supplement-other-insurance/compare-medigap/compare-medigap.html
  
* Plan F also offers a high-deductible plan. If you choose this option, this means you must pay for Medicare-covered costs up to the deductible amount of $2,200 in 2017 before your Medigap plan pays anything.

** After you meet your out-of-pocket yearly limit and your yearly Part B deductible, the Medigap plan pays 100% of covered services for the rest of the calendar year.


*** Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don't result in inpatient admission.














Sonia Ashford
817-689-3536

Sonia Ashford is an Independent Insurance Agent in the Medicare field and has delivered hundreds of speeches about turning 65, Medicare Advantage Plans and Medicare Supplement Insurance Plans to consumers in Tarrant, Dallas & surrounding counties. A respected agent within the Medicare Insurance industry, she is the owner of Ashford Insurance Services, LLC and a Managing Member of Agents Legacy Group, LLC. Visit Sonia's agency website: http://ashfordinsuranceservices.com to learn more about how she can help you with your Medicare decisions. Visit RightFitPlans.com to compare, select and enroll in Medicare Insurance Plans.